• Send and receive money quickly and safely

  • Secure cloud system

  • Never ending transaction


HISTORY Artha Semesta Utama (ARSEMA) established in 2009


AML - CTF As a company under Bank Indonesia as regulator
Why Arsema?
Full Support
Excellent Service
Secure System
Fast & Reliable
Arsema Principles
Trustworthiness, Reliability, Integrity, Creativity, and Dedication are the principles guiding our success.


Reliability is providing reliable, efficient services at the lowest cost possible to meet our clients needs.


Dedication is essential for our success and progress. We take pride in the dedicationof our people to our company and theintense effort they give their jobs.


Creativity leads to reform and growth.Creativity and imagination are always encouraged in our company because they are crucial to our future expansion.


Trustworthiness is the source of high ethical standards and success for our company. Honesty and integrity are at the heart of our business. We expect our people to maintain high ethical standards both at work and in their personal lives.

Latest posts

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PT. Artha Semesta Utama
Jl. Cilandak Tengah N36, Cilandak Barat. Cilandak, Kota Jakarta Selatan 12430
+62-21 71794849

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About us

Arsema is the most widespread Remittance Company in Indonesia. We deliver the state level transaction into Indonesia. Licensed by Bank of Indonesia in 2010 as Legitimate Remittance Company.

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