Our Principle

Trustworthiness, Reliability, Integrity, Creativity and Dedication are the principles guiding our success. They are manifestations of the high ethical standards and objectives we set for ourselves.


Dedication is essential for our success andprogress. We take pride in the dedicationof our people to our company and theintense effort they give their jobs.


Trustworthiness is the source of high ethical standards and success for our company. Honesty and integrity are at the heart of our business. We expect our people to maintain high ethical standards both at work and in their personal lives.


Creativity leads to reform and growth.
Creativity and imagination are always
encouraged in our company because they are
crucial to our future expansion.


Reliability is providing reliable, efficient services at the lowest cost possible to meet our clients needs.

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About us

Arsema is the most widespread Remittance Company in Indonesia. We deliver the state level transaction into Indonesia. Licensed by Bank of Indonesia in 2010 as Legitimate Remittance Company.

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